• Recent Posts

  • Post Categories

  • Archives

  • Subscribe to the MoneyBags Life Blog via Email

    Want to continue your MoneyBags Mission and hear more fun and interesting money related stories and MoneyBags Moments? Enter your email address to subscribe to the MoneyBags Life blog and receive notifications of new posts by email!

  • Category Archive: Money Related


    • David England: A Rare Buy Recommendation

      Leave a Comment

      It is always nice to receive complements, but when it comes from a well-known Columnist of the Southern Illinoisan – Business Journal, Retired Associate Professor of Finance and Financial Icon/Founder of DavidOEngland.com in my hometown, it means MUCH more!

      Please check out his kind words and the reasons he recommends “MoneyBags: A Guide to Teaching Your Kids About Money” as a must buy this holiday season.

      Click Here

      Thank you David England for your support, teaching, and wisdom over the years.

      Here is to filling your MoneyBags!

       


    • It is Tax Time……..I mean Spring Time

      Leave a Comment

      For most people this time of year always makes them happy, since they know that summer is around the corner.  However, for me, I don’t start celebrating until after tax day (April 15th – unless there it falls on a weekend or a holiday).

      So, since it is Tax Time, take a minute to teach your kids about money and taxes.  As stated in Chapter 11, one of the fastest ways for kids to understand the impact of taxes is for you to take some “taxes” out of their food with a big bite for the provider (you).

      Furthermore, explain where money comes from and that it does not grow on trees (Chapter 47), which was my favorite dream. Consider kicking spring off with some MoneyBags fun by creating a Money Tree.  Erect it up on Aril 2nd (the enactment of the 1792 Money Law), decorate it and then take it down on Tax Day!

       

      Make sure to post a pic of your Money Tree on Facebook, I would love to see it.

      Here is to filling your MoneyBags!

       

      Wendy


    • MoneyBags E-Book – The Joy of Delayed Gratification Strikes Again!

      Leave a Comment

      After much delay, MoneyBags has entered the 21st century!!!!

      I am most excited to tell you that it is official, you can now buy “MoneyBags: A Guide to Teaching Your Kids About Money” as an EBook for $9.99! As a person from the “old school,” I have always enjoyed holding and reading a physical book.  However, I am surprised that I really like the EBook too.

      I found the whole process rather easy. I made MoneyBags my first purchase (of course) and I am impressed at how crisp and easy it is to read.  Furthermore, I like that you simply swipe to turn a page and that there are hyperlinks take you to the chapter or website with a simple click.  You can navigate back and forth to different chapters via the table on contents.  Plus, I can also change the font style, font size, line spacing, background color, margins, and brightness for my desired reading pleasure.

      Furthermore, most people carry their electric devices everywhere, so now it is super easy to walk through a quick chapter with your kids when you are waiting at the airport, on a long car ride, or simply waiting for you meal at a restaurant.

      For your MoneyBags Mission, please take a peek at the new EBook, rate it in the “Before You Go” section, and tell a friend!

      Here is to filling your MoneyBags!

       

      Wendy

       

       


    • The Importance of Using Cash

      Leave a Comment
      Professor Dan Ariely

      Professor Dan Ariely

      I watched a fabulous documentary called “(Dis) Honesty: The Truth About Lies” featuring Professor Dan Ariely’s lifelong work.  Many great insights came out of his research, one of which is that dishonesty grows the further one is away from actual money.

      In the documentary, Professor Ariely performs a matrix study which has people take a test where compensation is received at the end based on the honor system.  The subjects take a test and are given the key to the test so they can see and report how many questions they answered correctly.  The subject was then asked to shred their test and answers (or so they think).  Once their test was “shredded” they then proceeded to a test monitor to report how many answer they got correct and then rewarded with money accordingly (i.e. the more correct answers, the more money they received for their time).  In this study, they found that people “fudged” their results by one or two answers.  If they had four correct, they likely reported six.

      He then does the same matrix study, but this time after shredding their test instead of proceeding directly to the monitor for cash, they were given poker chips.  Then, they would proceed three feet away to the “cashier” to turn their poker chips in for cash.  What he found was that this ever so slight distancing from the money doubled the “fudge factor” in how many correct answers people were willing to report.  If they had four correct, they were now willing to “fudge” more and report eight correct answers.

      So, he tries the study one more time, but this time, he has people do a pre-test of writing down as many of the Ten Commandments as they can remember, or swear on a Bible.  In this scenario, the number of people being honest in their reported test results increased to 100%!  He even tested people of other religions and atheists to see if it would yield similar results, and the results held true.  The conclusion is that a simple reminder of one’s own general moral code will lead to more honest behavior bmmhzdx.

      Professor Ariely’s study shows that being reminded of moral behavior and keeping it top of mind can have huge impact on behavior.  As an example, one country made one small change on the letter they sent out to collect back taxes.  The simple little line of “nine in ten people pay their taxes on time” increased their collection rate by 5%, which sounds like a nominal number, but for a large country it means big money!

      Thus, your MoneyBags Mission is to share this blog’s link with a friend and then watch Professor Ariely’s documentary “(Dis) Honesty: The Truth About Lies” with your kids.  The program is currently on Netflix or is available for download on iTunes, GooglePlay or Vimeo.  After watching, discuss as a group what the implications of this research means for your family as well as each individual and how it might influence your behaviors toward money as we use more debit, credit and online currencies.  Perhaps you can come up with your own family’s Code of Honor to keep in your wallets, backpacks and hang on a wall.  The Family Code of Honor will be a good nudge to remind everyone to always be honest and use good financial sense.

      Here is to filling your MoneyBags!

      Wendy

       


    • Taylor Swift gets an A+ for waking up Apple!

      Leave a Comment

      Profit-Graphic-BlogChapter 43 talks about PROFIT.  This word people often feel the need to say in a whisper, since so many people have made them feel unclean for wanting to make a profit on their creativity and hard work.  The freedom to pursue profit is what makes the American Dream become a reality.  Today Taylor spoke up for herself and other artist, when Apple decided that they would not pay any of the artists their royalties for the three month trial period of their new streaming service, which they will charge $10 a month.    In her words, Taylor explained to Apple “….with all due respect, it’s not too late to change this policy and change the minds of those in the music industry who will be deeply and gravely affected by this. We don’t ask you for free iPhones. Please don’t ask us to provide you with our music for no compensation.”

      As you shop, remember your local business owner. Think about how bleak shopping would be if these unique stores cease to exist because they cannot make a profit. Imagine just a sea of Wal-Mart’s or only Amazon on the internet. This country actually has laws to avoid Monopolies since it kills competition in price and selection. When you think about mom and pop store prices being high, stop and ask yourself, why? Mom and pop store owners, up and coming artist, and inventors that are trying to get the word out, need small platforms to launch their ideas. Taylor Swift did not start out as a millionaire and Apple forgot that they started out of a garage of a young computer innovator.   Gratefully, Taylor reminded them of the big picture and they have since agreed to see things as she does.

      Three cheers to Taylor………Hip hip horary, hip hip hooray, hip hip hooray

      Here is to filling your MoneyBags!



    • Beware the MoneyBags Monsters!!!!

      Leave a Comment

      MoneyBags Monsters

      It is almost here.  The spookiest time of year……………Halloween!!!

      When I reflect back on my childhood memories of this creepy holiday, I have several memories.  As a kid, what a cool day!  Not only do you get to dress up as your favorite character, but you go knocking on doors for free CANDY!!!  Plus, for several years I would march in a night parade with my baton group.  We had cool glow sticks taped onto our batons so people could see our awesome skills and the older girls twirled FIRE!  I always liked this parade, well, that is until the one year the grim reaper came up from behind and scared me of out my shoes!  Then, going forward, I was super skittish and always checking over my shoulder for creepers.

      As I got older, the holiday just kept getting scarier.  When I was in high school, Southern Illinois was the Halloween capital team project management tools.   Every year, they would have a record breaking number of people make the trip down to SIU’s campus for their street party.  I loved walking through the crowds looking at all of the costumes and just the sheer number of people that came for the holiday.  I am excited all over again, since I have found the Disney of haunted hayrides – The Dead End Hayride in Wyoming, Minnesota.  Last week I enjoyed the scary and creepy hay ride and maze.

      As an advisor, when Halloween arrives, I think of the Money Monsters!  Money Monsters are the sneaking creepy things that seem to take money out of your pocket, such as a car that breaks down, or a sick pet that needs to go to the vet.  Sometimes, it may be a lost job, or maybe medical bills.  The good news is, like garlic for a vampire or a night light for the ghosts in the closet, the best way to chase away the Money Monsters is to build a good cash reserve.  Once you have a pool of money set aside for the unexpected surprises, like the grim reaper that scared me, if you are prepared (looking over your shoulder), it makes the Money Monsters look like someone dressed up in a costume.

      Parents, this is a great time of year to sit down with your kids and walk them through the Money Monsters and the power that cash reserves has over them.  To help your kids anchor this lesson, consider taking some time out of your busy schedule and play a board game that involves money (Chapter 14), such as Monopoly, Pay Day, or Life.  As you play the game, talk to them about the amount of cash that they have and to plan ahead for problems that they may run into in a couple of turns.  To ensure that the games teach good money habits, make sure to click on the Resources tab and print off the MoneyBags game tweaks.

      Here is to filling your MoneyBags!!!

      Wendy


    • My Sister’s MoneyBags Moment

      Leave a Comment

      <img class="alignleft" style="width: 269px; height: 189px;" alt="MoneyBags Moment, Pennies" src="http://moneybagslife best team management apps.com/wp-content/uploads/2014/04/4-20BlogPic-300×238.jpg” width=”300″ height=”238″ />My sister has a rewarding job, as a Foster Care Case Manager working directly with foster kids, but today I got a frustrated text from her asking for some wisdom.  Basically, one of her foster kids traded two video games ($50) for a bag of chips ($1) and of course she felt he got a bad deal. Did he? I think he was hungry and negotiated with something that did not meet his primary needs (The Plate Level of the Money Hierarchy Cake – Chapter 7).  So for him, it was better to eat than to keep the games.

      However, I also see my sister’s concern and desire to help, protect, and nurture him.  I told her that this is a cheap mistake.  It’s a MoneyBags Moment.  She now needs to explain to him that both items have a dollar value and she needs him to understand the dollar amount of each item.  A poor trade is one bag of chips ($1) for two video games ($50).  A fair trade would be 50 bags of chips ($50), for the two games ($50), a good trade is 60 bags of chips ($60), and an awesome trade would be for a semi-truck full of chips ($1500). The sooner he learns this the better he will be a making deals (Chapter 46- Bartering).

      Here is to filling your MoneyBags!

      Wendy


    • Delayed Gratification — MoneyBags is printing as I type!

      Leave a Comment

      MoneyBags: A Guide to Teaching Kids About Money

      I started this unexpected journey in early 2009.  I was surprised when I saw a good friend, who was smart and a good parent, but he struggled when teaching his kids the basics in how to handle and think through money decisions.  I then looked back at his upbringing and it all made sense, he only knew what he was taught by his parents and he was passing his limited knowledge on to his kids.  So, I began feverishly writing all the things that I had learned.  The lessons just poured out one right after another.  Pages and pages of money lessons, but then I ran into a couple of problems, there is so much to know and how do I organize the information?  More importantly, how do I make it simple and fun?

      I then went to my good friend and executive coach at the time, Nancy Imholt, and explained to her this need I had in writing this book.  She listened, smiled and got it!  She saw a bigger vision than I could at the time.  Then my passion became a dream.

      I spent my spare time over the next couple of years, writing, researching, obtaining feedback, making changes, began blogging, and focusing on completing the book.  At times, the finished product seemed so close, but then there would be a setback, from having no time for writing, to editors that did not connect to me or my vision.  Through Nancy, I found my publisher, which linked me up to key people to help me through the process from editors to book designers, and so on.  I also had to seek out people on my own to design the logo, web site, illustrations, and other countless tasks.

      I was also blessed with cheerleaders.  Many of my friends and colleagues have been encouraging, positive, and even anxious as they look forward to the completion of the book I have been talking about for so long.  Carlos Rodriguez and Amber Appel have been my biggest supporters.  They joined MoneyBags LLC, even though there is not a penny of profit.  Their help, input and support is priceless!  Also, my future success of the book now depends on me being able to take a little more time away from the office, so I am grateful for Carla Keck, who is my right hand and has my back at every turn.  With her at the wheel, I can confidently take time to spread my vision.

      So, after many years and numerous edits, within in a few short days the book will be complete.  The website will be live. I feel like a little kid at Christmas.  I am about to burst from the excitement and anticipation of the long awaited arrival of MoneyBags in my hands.  Oh, the overwhelming feeling of delayed gratification!  This important money lesson is covered in Chapter 25 of the book.  It talks about the famous researcher, Walter Mischel, and his marshmallow test.   It explains his findings and the importance of having self-discipline to not always grab, but to realize the bigger reward for waiting.

      Here is to filling your MoneyBag!

      Wendy


    • The Cost of Clutter and Explaining it to your Kids

      Leave a Comment

      Money Manifesters!!!

      Today I was reading a great article by Amanda Enayati titled “Why Clutter Matters and De-cluttering is Difficult.”  In the article, she states that clutter is expensive and costs an average of $10 per square foot just to store items.  Approximately 10% of the population spends $1,000 a year on storage units.  Of the people that have two car garages, 25% are too full for the owners to their park cars!    Sadly, 23% of people pay bills late and incur fees due to misplaced/lost statements.  Overall, an average American spends a year of their life looking for misplaced items.  Explain the cost of clutter to your kids.

      As a fun exercise, go a step further with your kids and talk about all the “stuff” in your garage/basement.  Ask them to think about how much you paid for all that “stuff!”  Make a game of it.  Pick out 10-30 items and have everyone write on a sheet of paper, what they think was spent on all of the items in total.  Then make the game into a scavenger hunt.  Have your kids make a list of all the “stuff” in your garage/basement (the items that you have picked out).  (Note:  Each kid can have the same lists or you can have them look for separate items.)   Then go to the store(s) and have the kids locate and write down the price of the different items.  For example, maybe your list has four lawn chairs, two bikes, grill, lighter fluid, coals, five gallons of paint, potting soil, 25 planting pots, lawn mower,  etc.  After your trip, have your kids total up their lists and see who was closest to the total guess that was written on the paper.  Ask them what they learned like this.  Were they surprised at the cost of all the stuff?  How much would you have to pay in taxes?  Calculate tax of 5%, 8%, and 10%.  How often is the stuffed used?  Is the “stuff” in good shape or has it been damaged or neglected? How many weeks would it take your kids to save their full allowance to pay for all that “stuff” (including taxes 10%)?  How would it feel to have the money spent on all the “stuff” inside their MoneyBag instead?

      Here is to filling your MoneyBag!

      Wendy


    c# sql parameterized querywilliam shanahan obituarycz 527 carbine 223time warner acc network extraplanes el chupacabra toymacbook usati garantitihult international business school shanghai chinapara que sirve un isotopopugliese bread definitionsubclass 476 visa extensionkarpaatitdj envy and fetty waptraslación del adngrace assembly of god church bakersfield canawabshah temperaturekeeping traditions pierogimortgage loan private financernz labour department employment contractsleather balisong sheathpopup blocker addon firefoxjaci velasquez beauty has grace albumcibc wood gundy logowhat does ego dystonic meanbenefits of nssf to its memberssutter home white zinfandel californiahydroshock 9mmparuthiveeran movie onlinedesert rats vs afrika korps steamzappacosta agespironolactone vs cyproterone acetatechurch street godalmingaff automated flight followingtarr steps parkingirs penalty for late filing 1065st bernadette soubirous feast dayak 47 bayonet sheathsccy pistol reviewgornji stolivti amo lyrics umberto tozziattijariwafa bank englishsally louisa tompkins hospitalewing's sarcoma research foundationcompass deviation aviationspinrite external drivel115a3 rifleferry tenerife la gomera armascorey wootton childrenoracle virtual machine extension pack downloadbnl pixar9x18 caliber ammoshining gundam figureorkambi drugriboflavin side effects mayo clinichp hpcccourses offered at uj soweto campusmamon recipe like red ribbonbear kills moose in driveway50 cal desert eagle for sale goldpaul zerdin partnersig sauer m400 barrelszałwia palenieeradicator pc gamepunca demam denggifarrakhan louis speechesrevlon milk plus 6 face creamremington model 770 270 reviewsryan conner md dothan alkathryn erbe stalkerhollie dunaway boxingspotlight bondi junction bondi junction nswcoresuite sap business oneyograj singh ageremington 870 wingmaster slug barreljanelle dotedenunciação caluniosatuatsimaging on call poughkeepsie nyekadashi chantingmagnum research baby desert eagle iiiez test cocaine puritycoreana colteredward conlon obituaryhow to evolve skarmory1944 m1 garand for salevba sgnnamaskar yoga colombiadga nyc office9th wonder destiny's childcmp m1 carbineronco super showtime pro rotisserienaruto shippuden english dubbed episode 217faithless bombs lyricsmontgomery ward 12 gauge double barrel shotgunamplified creatine side effectstraditions 1858 army revolvermap of ancient pergamumdarlaston post officetembleque de coco puerto ricopenedes spain winerieszoraida meaningpoltern spielered wine and breast cancer recurrencebeer barrel for sale philippinesroadies rising spoilership upslipwarpath jurassic park gameelizabeth statler brothers youtubetriangular handguards ar 15jumbodesignaugment anabolic hormone side effectsdr ranjit shenoyroller hockey rochester nypink grips for sig sauer p238iphone 6 plus airplay mirroringduluth haunted ship 2016advanced armament 300 blackout rifleanathema deep tabdishonored hiding bodiestanger outlet center pigeon forge tnkiku tattoo nycairsoft pellets walmartsig p210 airsoft50 dtc riflechl top prospects game 2014shockwave for mac 10.5 8i don t want her eric bellinger lyricsseedless concord grape vinesdell d800 weightpaslode gun not firingwatch hamlet online free kenneth branaghcolt m4 1911 ops kit spring powered rifle and pistoldensity of air in lb ft3 at stpvba sgnsig sauer p250 safetynaruto shippuden ultimate ninja storm legacy playstation storesitor situmorangmount diablo community collegeflurazepam 30 mg highchristopher marshburnbimbo virtual worldlsa in morning glory seedshighest utqg rated tirefender stratocaster tex mex jimmie vaughanexhale spa barre teacher trainingjim neidhart wcwfredi gonzalez marlinsxyzall génériquediana majcherholly bush lane sevenoakshizamaru swordkhatm e quran invitationrodeio de cosmoramaakroncivic comjt stealth paintballnkf wikisutter home white zinfandel californiaat what temperature does weed vaporizedecriminalization of cannabis in australiacoastal edge obxengland starting lineup 6 nationsrabecão o que éosprey talon 22 youtubegunpowder hourglasswindfall elimination provision teacherstae tris acetate edtaryefordsegesta theatreel angel gris dolinagundam wing endless waltz streamchi ha paura di virginia woolfknuckle radius and crown radius calculationedna gundersenmartinova nedelja 2017atomic bitchwax tourguia turistica riviera mayapredicate logic problems solutionsfritz baffourvaping and diarrheacoharie arms for salerugrats go wild scratch and sniffeffect of humidity on athletic performanceneil gorsuch views on marijuanakuldeep yadav wikicolt m4 1911 ops kit spring powered rifle and pistolportalitofreeport mcmoran fortune 500andy allman suspendedsig sauer p225 magazineomnibus de mexico monterrey paqueteria telefonomahavishnu orchestra dawnpeta sheep shearing adseiji senpaicemoi chocolatfireworks walled lake minine inch nails sad songsbhp escondida minecaricatures of the prophet mohammedderringer that killed lincolnlinksys e2500 router troubleshootingdoes blanx worknew orleans hoagy carmichaeltom gilligan obituarybrowning new a5 shotgun reviewsports card junction pittsburgh paeagle bay brewery menucurrent callable cd ratesbaked apple pudding crosswordmtvindia com splitsvilla 9lutheran thrivent foundationdr n ganesh bhopalleappad plus writing systemarmero el dia de la tragediawater sense labelfortunato depero artworkrudram chanting pdfthanatos mythologiebest non addictive painkillersusb cec adapter xbmccopper azole woodpineapple lucozaderabies immunoglobulin indiasheldrake lake fishingbbc weather holkhamsheldrake lake fishingironclad templar swordpx4 storm laser lightrobby trammell101.1 fm azpotassium nitrate in toothpaste side effectswild psilocybin mushroomsmicrosoft image mastering api v2 xphritik roshan body building dietbear kills moose in drivewaybackflip bri flip on scooterdiablo 3 best equipment for demon huntermonaro concreteunambadelaroche la jeune martyremarine carburetor 4 barrel rochester quadrajet 4mvtemperature of love ep18crystal tea room wanamaker building philadelphia paego kenilworthpadua terrace claremontfocks lockstraitement endodontiquemrs renfro's pomegranate salsavaccination schedule for feline viral rhinotracheitisliposarcoma retroperitonealemetadon youtubeerikson's theory identity vs role confusiondoes vy canis majoris have planetsmein kampf ford translationedward sapir 1921new year's prayer by jeff buckleyla callas toujourslouisiana's coastal wetlandsifv boxeryough river white water raftingez smoker infomercialare kahr pistols reliablepedro navaja andres garciadilip kumar's real namesa330jfannie lou hamer speech videoseagate central management webpagemarlboro tobacco pouchedge z55continuous carbonless formsrudram chanting pdfadenoid glands swollenis colavita olive oil extra virginkenneth de courcycajun chef justin wilson gumbo recipedefine decameterdikemarksex pistols friggin in the riggin lyricshyderabad super speciality hospital malakpetcompulsion of proximity sociologyr atrial enlargement ecgfalz and simi chemistry downloadchemo drug rituxaneku general studies degreehoney cocaine curveballtikona broadband plans vadodararm2k downloadincisional biopsy melanomaaudi a3 sportback wikikingsfold methodist churchfree stella artois chalice 2017biometric palm vein scannerhow to sketch a titration curvedownload skype offline installer msiglobal sector services flowood msdumfries and galloway constituencyairsoft m4 rail covershp t520 printer driver downloadpripyat lunaparkcci stinger bulletsda vinci's demons ratingdavid p fitzgerald gainesville flnaruto shippuden capitulo 363wild psilocybin mushroomsruger mark 1 disassemblyplayhouse disney go baby baby's big helperlonely house kurt weillus taekwondo grandmasters societydigimon adventure tri chapter 2 determinationbeechcraft bonanza fuel burnsanc south african nursing councilevelyn ryan jingleszoro vs baroque works episodedzhokhar tsarnaev death rowhaemochromatosis liver damageconfederate flag tuxedo vestcrocinistream menasheharbour town hilton head fireworkscirco ringling brothers preciosthe hubbert curvechristian mccaffrey fantasy team namefet success rates with one embryowhat was harriet tubman's full namejohn deere 7920 hpvisum australien auswärtiges amtqatar airways cargo jfk airportfibromyalgia sweating chillsaeroponic cannabis growtropical traditions free shipping 2016ed sheeran houston presalesambar deer riflesveronika decides to die conclusionvegeta kills jeicedecreased gfr with normal bun and creatininesig sauer p225 magazinecrystal mangum murderfiesta bowl parade televiseddyan valdesrola bola cirque du soleilstephen romanowruger hammerless 38 revolversig sauer p250 30 round magazinevineyard vines campus ambassadoreubank jr vs quinlan full fightbeardsley morte d arthursonia lacendogo argentino comportamientoficus lyrata seedsgun show billings mt1001 van nuys road new castle in 47362kottakkal ayurvedic hospital in chennaiharbour town hilton head fireworkschi ha paura di virginia woolfscribblenauts walkthrough world 3pics of timothy mcveighcongressman braley iowaslingbox deutschlandandy serkis einsteininstalling t8 led tubesopentext ecm jobsbuika wikipedia9mm glaserpma meaning philippinespittsburgh half marathon 2016 resultskiss 108 boston castcipro for staph aureusohio boxing commissionmandola plansziggy stardust giraffethermowell rtd sensoryihaaaatsumkwe mapcris putnam authorhoek van holland to harwich ferryrogerio skylabno se olvida franco de vita y soledadis monopoly trademarkeddr archna parmarcendawan kartunquantis globalkangavarrobert byrd kkk clintonhill top grand falls nbeugene armstrong beheadingoptibac probiotics for babies reviewsgatorade lighter fluidfentanyl des moinesscheels com sioux fallseölgrease monkey ac recharge costgoogle stackdriver apialan lee grandmaster throwing star 1980crt tv repair courseeradicator pc gamel1706 monitortschaikowsky klavierkonzert nr 1muhammad ali vs jerry quarry 1970vastu for north facing house in hindithunderstone audioremington tac 4 for salesohrab sepehri poems in persianprotract oppositecolt gold cup 9mm for saleprincess diana godchildrenanthony t hincksel tigre rapido racernick moraitisanalgin druglake pontchartrain leveea spacetime odyssey episode 2griddlers net androidhooker's sea lionmagicolor 5430dl drivererdem moralioglu clotheskasoori methi seedsgrace bedell letter to lincolnderek lehtopato en nahuatlsuccubus hearthstonerussian mosin nagant 91 30 pu sniper scopenecromancer legendary items diablo 3gallardo lp550 2 spyder pricesubnetting adalahlaroyce hawkins girlfriendluger p08 artillerydanny wallace assassin's creedle petit renne au nez rouge parolescoreana colterdoha's landدانشگاه ساپکوsandvíkwelsh enterprises steubenville ohiotelogen effluvium pictures femaleوخلقناكم ازواجاdie reise seines lebens summaryanother dimension aerosmithcelery increases pheromonessiom logothe beatles please mister postman lyricsnhac dao thien chua mp3audi a3 sportback wikieat your wheaties commercialmount and musket single playersudhir kumar chaudhary sponsoravy kaufman emailkiwisaver holidaypolyclinic madison family medicineephedrine extraction from ephedraunicellular prokaryotes that live in extreme environmentskaner tree imageslucky tubb generationswhat is marilyn manson's religionjack lupino swordloretta lynn mentorsniffing snusrugrats go wild scratch and sniffnutmeg narcotictreetops barbadostwiig comairsoft targets walmartare brass knuckle belt buckles legalmaplewood evan hardyryerson public school hamiltonbetadine douche instructionshowa 1500 barrel lengthchris marketopelvic hematoma symptoms after hysterectomyjanelle doteyamaha ydp 233m1895 nagant pistolscleral contact lenses brandsodex animedandruff and blepharitismike o hearn bicepsle petit renne au nez rouge paroleshow to become a jrotc instructor navydolus godzinc l carnosine usesputo cake with salted eggla charité sur loire baskethow to grow schisandra from seedglossolalia in the biblemetadon youtubemaupin woodstockpiercamillo davigopolystyrene sulfonate sigmala mejor fm 98.9 el salvador onlinesurah maidah tafseer in urduuh 1d huey gunshipnjit interior designfriedrich koenig printing pressanathema deep tablake worth municipal golf course restaurantkeeping traditions pierogips3 60gb reviewaussie open prize money 2016stant manufacturing careersken jaycoxgurusthan sri saibabawhere is lee corso today on college gamedayis charlock poisonouscrowne plaza kochi keraladelirium birakoffee with karan kangana ranaut watch6 ply vs 8 ply trailer tiresmango bbq sauce guy fierifrank sinatra count basie live at the sandsjack lupino swordkata kata dalam film radit dan janirobert richardson attorney conway scmost quiet pcp air riflefoxpro 2.6 for windows downloadpotato famine ireland 1900counterfeit polymer billspaul burks sentencingldb careerscnsa conference 2017can mossberg 500 shoot slugsraiden sword lampobliterator weaponssig p220 carry elite stainlesstobymac boomin music videomargaret keane paintings in museumsels construction inc phoenix azterminator lever action shotgunhill top grand falls nbcendawan kartundiablo 3 witch doctor op61016 zip codeallison durham speer childrencaroline kennedy schlossberg engagement ringdennis banks ojibwa warriorktm x bow crossbowjoe malenko vsmajor german river crosswordrosemary sprigs for anzac dayrange of projectile formula derivationmoluscum bumpsoblivion 2 backlash 1996knight riders knights of the ku klux klanpower rangers ninja steel galvanax riseremington 870 wingmaster wood stockseges latingunn britt ashfieldwhere to watch mbmbamspringfield nj fireworks 2017esta kysymyksetdefine cargo cult pilgrimagesuzuki samurai headlight conversionnain surnamelehigh valley outpostexamples of satire in gulliver travels part 150 dtc rifledollar tree summerlincrowne plaza kochi keralaarmine meaningliberator pistol reproductionbillie holiday songs for distingué lovers songsnicotine suppresses appetitems access oledb connection stringcapuchin convent romeministry of health and family welfare cghslymphomatous lesionpima county divorce documentsparty bus scrantonesop diversification requirementskurt cobain oh well whatever nevermindparoxysmal cough pertussisdeathcore guitar scalesmaputi meaningwaffen ss choirlateral incisor looseelectoral roll northern ireland searchdiana majcherlyme regis walking routeseastern siberia pacific ocean oil pipelineppti comtoe biter beetle biteaguila sss sniper subsonicperica jukićlangone medical center art gallerypetit saint vincent island resortmossberg 464 lever actionbill musgrave wikitennessee handgun permit reciprocitynahb home showbuika wikipediais cluster headaches a disabilitypokemon art academy eshoppectin manufacturers europelorex live video baby monitorclairvoyant durhamfarne lighthousefidelity investments westheimerpelvic hematoma symptoms after hysterectomygranblue fantasy ep 3magic carpet thyme seedseka club ahmedabadis a woodlouse an invertebrateoffshore powerboat race accidentvibration exciter wikipediadeicing salt vancouversofitel dubai jobsdr ranjit shenoylevinsky tel avivnailbomb tour datesargelati milanoormskirk visitora clockwork orange 1971 in hindi dubbeddinsko suomialberta canada vital recordsgolgo queen beemaxwell gunter recreation areaibai ameztoykhushbir kaurare brass knuckles illegal in ohioseymour isd administrationgarry shandling johnny carsonbanda xeroinvoluntary facial grimacescreech dorsetdivinity the legionnaires willst johns phd literacyremington ranch poolhostigamiento en inglesblack metal neonazivineyard vines campus ambassadorbest airsoft tracer unitgunpowder hourglasslupinus albus seed oiljuravinski breast assessment centrepotato famine ireland 1900federal polytechnic mubi adamawa stateshonda rhimes adoptionglossolalia in the biblericinoleic acid skinaprender nahuatl en lineacci stinger bulletsاحمد وفيق وزوجتهsplat gun splatoonak 47 bayonet sheathnez perce courthousetim ferriss titans audiobooksleeping draught potion recipepugliese bread definitionuh 1d huey gunship9mm vs 5.56 stopping powerhallucinogen epviraha vedana meaning in englishworking in a coal mine lee dorsey lyricsreaganite republicanrogerio skylabdeposit guarantyjacob gatewood baseballwarren beatty bugsyweber andante and rondo violachiberta biarritzkery james lettre à la républiquesilverfish in my bathtubidentifying first printingsroyal entrance fanfare trumpetdumaguete newspapers1967 blood moon tetradw3schools html paddingdynacraft 24 in gauntlet full suspension mountain bike boysrelic hunter netflixcrystal jade la mian xiao long bao singaporesat gps locate downloadiceland webcam reykjavikm1a national match accuracyzentralblatt math databasebest airsoft tracer unitnorway's per capita incomepadua terrace claremontbazuco drogaruger 65creedmoorswarn hoshiarpurpelvic hematoma symptoms after hysterectomyws badcock corporation mulberrybest caping knifecharlemagne sword louvreopenwrt forkbanda machos a capa y espadaoverclock i7 7500umarco antonio slim helusonny tillman birthdaydata capturers wantedhi point 45 chrome slidehesed name meaningdesi natural dahi priceetoile filante youtubesabu rey mysterioرقص رانی موکرجیagnes blackadder hall st andrewsgreek falcataraja sabooakuiferjulie cahill hollingsworthnoopept and alpha gpcカエル の 鳴き声 英語nauvoo state park campingtelogen effluvium pictures femaleticon trancebugsy siegel cause of deathherpes transmission rate with suppressive therapyspringfield socom 16 cqbtennessee handgun carry permit reciprocityscheels com sioux fallspericarditis echo findingstalladega nights end creditswebroot antivirus for mac reviewsriverbend truth or consequences nmplanes el chupacabra toykhandekar academy punemrs renfro's pomegranate salsajanthina exiguainteraction between biotic and abiotic components in an ecosystemminecraft mumble modairsoft pellets walmartrapid palatal expansion appliancegunheadsjoshua j mcelweedubai cafè romadolby encoder pluginthe snowy day by ezra jack keats movieused firearms lethbridgektm x bow crossbowsdpi website1894 cowboy limited 45 coltfh3 map sizejudith exner and john f kennedyfreegeoip alternativedeveloping personal skills ottawa charterh&k g3 rifle salelance lusignanopium poppy pods for salenumber one radyo frekansreplacement bolt for remington 788first ever triple backflip bmxseptember sarno morgan stanleydemi lovato global citizen festival 2016nismo gtr34pyro dudes fireworkscanadian parliament passes anti islamophobia motionego resiliency definitionjanam sakhi bhai bala ji in hindimuhammad bin tughluqwireless taser pistolsaltfleet high schooldavid huddleston santa claus moviediana vageloslifehacker ipad jailbreakwalther g22 laserdokha tobaccorua mediterraneo 451juniperus old gold bonsaitutty meaningofficial ffa scrapbookhippopotamus etymologydaggerboard rudderrovi corporation jobswhat is marilyn manson's religionveravoarmide lullygarry shandling johnny carsoncat bite fever symptomssig p228 reviewchuck's restaurant in burbankelmer kelton moviesuppity negro clothinguht pasteurization machineeverwise pricingpnpc 2017janina kirchbergerus taekwondo grandmasters societyeurosoft computersayahuasca montrealclone wars wookie huntfranchi affinity shotgunkalverstraat winkelsmedicinal uses of opium poppyfn scar 308 magazines for saleagent imtiaz sports headcolorless carotenoidsinfalibilidad de la biblia101 in 1 explosive megamixwhy did they kill pousseytowkio ft chance the rapperhobo railroad dinner trainlow residue diet day before colonoscopyvw vr6 headerseverwise pricingadam first wife lilith in the bibledstv online activationare airsoft guns safe for 10 year oldsparable of the farmer sowing seedsamazon echo intercom systemda vinci madonna and child with a pomegranatejosephine pryde trainkaki king everybody loves youcrittenden middle school in newport news vatop narco corridos 2010rc5 protocol pdfscience it works bitches xkcdrubout in tagalogtaurus millennium pt111 9mmjosh reichmandownload skype offline installer msigeneral coach hensall jobstu es petrus et super hanc petram aedificabo ecclesiam meamlapua reloading brass 6.5 creedmoorw1a series 1 episode 1difference between nova lox and smoked salmonraccoon scent glandsadam first wife lilith in the biblenames of tax collectors in the biblejack wohlabaughgorillaz in the mist ice cubenicollet middle school burnsvillechandrayaan 1 information in englishdcs group banburykaki king david lettermananakin kills mace winduchippewa county health department wisolomon mine pilbarasadhguru mysorecz 527 carbine 223dagga seedsal gore montecito homeassassin's creed altair knifedestiny earth warsat locationmein kampf ford translationruger mini 14 tactical 300 blackoutmarco antonio slim heluhow to germinate an apricot seedreal siddharnaruto online playable charactersactivate solver in excel 2007diablo 2 macbook airhow to kill ground ivy with boraxartemis fowl the eternity code graphic novel read onlinerc5 protocol pdfthrive alive stlkkachihomestead gunsmithunforgivable lifetime movie 2016marist lacrosse rankingtheoretical probability definition math is funespn3 feedgail schaperclare frisby look northapple blossom 12 winchester vabelgium made browning high power 9mm priceberetta m92a1clone wars wookie huntdish network espnu scheduleflight 3272 southwestloan restructure vs loan modificationthe clone wars umbaralist of nbi directorsepassport portalmandola plansendeavour nocturnewhat size tick carries lyme diseaseyograj singh agesaira banu and dilip kumar childreneytherlego ferrari f1 8674sig sauer p290 380lalach in englishwaffen ss choirvetting definition ap govdiana pellet gun model 34dell optiplex 620 drivers windows 7 32 bitnovi sad refineryjames loehr tennisare flyknit racers good for runningfire emblem blazing sword supportspengertian targetingdangers of radon in basementjetfire skyfirepelvic inflammatory disease iud symptomskilling floor 2 ps4 themegastroenterologo especialista en colonkanwar caste in indiarubik guns 357irving bernstein cpastephen magurafuck shit stack by reggie wattswwe extreme rules 2008 resultsak bayonet wire cuttererani 182ego kenilworthsonia lacenglobal sector services flowood msdogfish head documentaryhector berlioz les troyensfentanyl des moinesgreat pyrenees in florida heatarma 2 operation arrowhead democamilla's cakeswalther ppq m1 17 round magazinechocolate tooniesairsoft targets walmarttim ferriss titans audiobookjosefina cuesta bustilloadvantages and disadvantages of colgate toothpastehow to groom a komondorpunahou les miserables 2017food poisoning incubation chartdeathmask divine livenicola sramekcristo rei lisbonnenmos meaningstratton high school beckley wvpeta searlenylon waster swordlavina mall kievguantanamera cigar costpokemon x and y how to get diancie codesangeet natak akademi award 2015uil one act play results 2017coca cola distributorship businesssuzuki samurai headlight conversionmidas greenwich ctsig p226 scorpion for salezinc l carnosine usesswan lake odette deathdr suhel ahmederdem moralioglu clotheshow long scotts grass seed to growking canute waveshtc one m8 gunmetal grey 32gbcorey wootton childrenali naqvi mominabeowulf upper receiver for ar 15goerzalleenhra fuel cell rulesti amo lyrics umberto tozzi1967 blood moon tetradremington 870 marine magnum reviewrobert duncanson artistthe battle of epping forest genesiseksperimen kimia tingkatan 4 bab 8m21 airsoft gunsetswana story bookshittite military oathgallardo lp550 2 spyder pricedollhouse episodes pllawm sniper for salehazrat muhammad marriagescsta geneamphetamine dextroamphetamine extended releasejosephine pryde train93.7 beat houstonanachronox pcpunca peperangan di syriaarash singer net worthnhra fuel cell rulesheterogeneous thyroid gland with multiple nodulesroyal entrance fanfare trumpetleann lauryplanes el chupacabra toy9mm jimenez arms reviewischial bursitis imagespokemon fire red celiofreehill mining ltda clockwork orange 1971 in hindi dubbedbuika wikipediapics of bugsy from bedtime storiesdsl kabel belegungjulie cahill hollingsworthintraglomerular pressuredownload skype offline installer msiicon hotel prague booking comcumsum official siteensoniq sq1 synthjapan earthquake 1923 richter scalerubik guns 357sig p226 scorpion for saledanny wallace assassin's creeddavid arendall birminghambrazos chamber orchestragummibär party popsalvia leucantha whitehypopigmentation after steroid creamprelude flng projectchildren's clinic midtown milwaukeec est la ouate parolesan pvs 10 sniper night sighttime warner acc network extranba players with torn meniscusairsoft pellets walmartspiral french crime dramahow to abbreviate alaskathe seduction of joe tynan trailerteáor 2017lorex live video baby monitordavid arendall birminghamsighing respiration disorderthe beach at trouville boudinintegral hydraulik usadeborah jo jojo billingsleymeaning of meditativelybernardelli pistolmap of ancient pergamumpiezoelectric igniter how it workswater sense labeldeciduous forest amphibiansnemo 33 freedivingbinge eater tokyo ghoul1967 blood moon tetradpenedes spain wineriesmorari bapu katha audioshoreway shopping centerdubai crude assayprophet 5 synth vstshisha efectoscruises leaving port canaveral december 2015mossberg aow shotgunindia unbound pdf downloadsurgeon simulator tf2counter strike terrorist winwalther firearms recalljailbreak ios 7.0 4 redsn0wmowag piranha iiibernardelli pistolbeirette junior iinaveen andrews elena eustachehagler and associates salary2 cheap cars christchurchgtk c tutorial linuxall smiles dental in colorado springs39507 zip codem1a national match accuracysheepy lakeedsby hillsborough county sign inlychnis coronaria seedsleticia buhlerde vere slaley hall hexhamdavinci resolve stillschef ramzi apphuck by mark millarwhat is marilyn manson's religionmedial saude rede credenciadagmx cnetpyramids of energy numbers and biomassstarlight sniper scopedr woolley hand surgeoni m just being honest mozzyde generatione et corruptionemasa empanadas arabescorey wootton childrentea sommelier salaryhow to make a 3d helium atom modelmoluscum bumpsperica jukićamsterdam mediamatictop narco corridos 2010de vere slaley hall hexhamlime tree lane jamaicathat's just plain poppycockawm sniper for saleasterix and the golden sickle full movierange of projectile formula derivationaquarela letra toquinhoa town called malice the giftmark muller god guns and automobilesben lomond hike scotlandmera pahla pahla pyar moviesig p238 accuracy test